How Much Deposit Do You Need to Buy a House in 2026?
- Ashley Velt
- Mar 23
- 1 min read
One of the first questions for first home buyers is: “How much deposit do I need?” Here’s what you need to know for 2026.
Minimum Deposit Requirements
Most lenders require 5–20% of the property price. Some first home buyers may use government grants to reduce the upfront cost.
Tips to Save Your Deposit Faster
Set a dedicated savings account
Reduce unnecessary expenses
Consider guarantor loans if eligible
How a Broker Can Help
We can help you:
Find lenders with lower deposit requirements
Access first home buyer incentives
Plan a realistic savings strategy
Comments